Loan consult and assistance
A terrible challenge for businesses, especially small and medium enterprises, is business capital. Many businesses find it difficult to access capital amid the State bank’s tightening credit. Besides, the greatest hindrances of small and medium organizations when accessing bank funding are complicated procedures and lack of collateral. SEACO offers consultancy services for loans from domestic and overseas banks and credit institutions in order to meet the essential need of partner companies. We assist partner firms in completing bank loan documents, business plans, and documents to verify their ability to repay, with the help of a team of financial specialists. Moreover, we are always pioneering in updating and introducing preferential lending policies for businesses, bringing a healthy approach to capital for businesses, especially small and medium enterprises.
Number of businesses implemented: 162 Enterprise
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loan consultation procedure
General procedure requirements for loan
Legal profile
| A business license or registration certificate |
| A tax registration certificate, and company policies |
Business planh
| Business plan in the format of the lending institution. |
Financial record
| The most recent six-month bank statements |
| Tax authorities’ financial statements |
| Report on an audit |
Loan assurance forms
| Real estate, machinery, and transportation methods… |
| Bills, purchase contract |
| A passbook and priceless paperwork |
Transactional relationship and credit history
| The company has a strong foundation in the trading relationship or credit history in the credit organization. |
No past-due debt
| The business has no past-due debt as of the required level of the regulated financial institution within the defined term. |
Meet the requirements for a good credit rating
| The company must pass the credit rating and scoring standards of banks, finance leasing firms, etc… |
Partners customers
